How to Repay Your Loan with USDC

Updated June 27, 20265 min read

Repay on Your Own Schedule

There are no monthly payments and no fixed deadline. Interest accrues on your outstanding balance, and you can repay any amount, any time — a partial paydown to lower your LTV, or the full balance to close the loan.

Send USDC to your repayment address. Repayment settles automatically when it arrives. Figures shown are illustrative.

How USDC Repayment Works

  1. Open the Make a Repayment flow and choose USDC.
  2. Send USDC to the repayment address shown (copy it or scan the QR code).
  3. Repayment fires automatically the moment the USDC lands — there's no separate confirm button.

Send the right asset

Send only USDC, to the exact address shown for your repayment. Double-check the network and address before sending.

Paying in Full

When your outstanding balance reaches zero, your loan closes and your Bitcoin collateral is released for withdrawal. Repaying a little extra to cover interest that accrues in transit is fine — any overpayment is reconciled against your balance.

Withdrawing your Bitcoin after you repay

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